| SMEs Facility | |||||
| BOC’s SMEs facility is tailor-made for the small and medium-sized enterprises in Macau. It helps your business run in the most cost-effective way. Whether purchasing facilities or demanding for operation capital. Your need can be satisfied by our bank. There are different loan portfolios and preferential interest rates with flexible reimbursement periods and simple application procedures available for your selection. Do not hesitate to call our Service Hotline on (853) 888 95566 now! | |||||
| Mortgage Installment Loan | |||||
| Mortgage Installment Loan | |||||
| Easy-Plus Mortgage Installment Loan of our bank provides preferential interest rate, and the loan amount is up to 90% of the property purchase price with the repayment period up to 30 years. We have a lot of free services, including evaluation charges, service charges and penalty charges for early repayment without amount limitation. We have various repayment plans to meet your needs. Our professional and experienced staffs will set up the best combination of preferential mortgage loan to fit each individual mortgage customer. | ![]() |
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| Easy-Plus Combination Insurance Loan | |||||
| Cooperating with professional insurance company, we provide different combinations of household insurance, mortgage insurance and other value-added insurance plans. This plan provides comprehensive guarantee with low charges. Without worrying about your finance, we offer the premium lump sum loan to ensure you to get the security easily. | |||||
| Legal Fees Loan | |||||
| To make sure that you have a comprehensive home ownership plan to suit your repayment schedule, we have specially designed a "Legal fees Loan" packaged for you to easily settle your stamp duties and other legal fee payments. Preferential interest rate will be offered together with repayment period of up to 3 years maximum. | |||||
| Decoration Loan | |||||
| In order to help our mortgage customers to lighten the burden of purchasing a house, we provide decoration loan with preferential interest rate with the repayment period up to 60 months. | |||||
| House-for-House Bridging Loan | |||||
| Helping you to realize your dream of upgrading the living standard, House-for-House Bridging Loan helps you catch the opportunity of owning a new home due to lack of down payment. In addition, you have more time to decorate the new house. | |||||
| Rent or Purchase Mortgage Loan | |||||
| Either purchasing renting property or purchasing the property for rent, we can provide mortgage loan services, rent and prepare rent agreement services. | |||||
| Oversea Mortgage Installment Loan | |||||
| Cooperating with Nangyang Commercial Bank, Ltd., we initiate mortgage loan service for Hong Kong citizens to purchase property in Macau. Hong Kong citizens need only send the application form to us for the service through one of the branches of Nangyang Commercial Bank, Ltd. We also have monthly oversea autopay repayment service for Hong Kong citizens to repay the installment amount in Hong Kong. | |||||
| Application | |||||
| The applicant just needs to fill out the
"Easy-Plus Mortgage Installment Loan" application form with applicant
Macau Identity Card, income approved documents (tax demand notice, income
receipt or job approved document), the duplicate of property sales or
purchasing agreement, and banking records (bank statement, deposit passbook
or fix deposit receipt) and come to one of our branches to apply for the
mortgage installment loan. Hong Kong citizens can submit the application
form with personal information to one of the branches of Nangyang Commercial
Bank, Ltd. If all the information is completed, you will get our approval
within only two working days. |
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| Other Wealth Management Services | |||||
| Car Loan | |||||
| BOC Car financing program offers you the best interest
rate in town. Loan amount can be as high as 80% of the purchase price, and
repayment period is up to 60 monthly installments. No need to purchase comprehensive
car insurance, you’ll get Creditor Life Insurance for free, and handling
fees waived. No need for title transfer, application is just easy. Simply
visit our Banking Center or any of our sub-branches, and submit copies of
your Identity Card, employment and income proof such as tax returns and
payroll slips, bank statements, sale and purchase contract, as well as statement
of utilities bills. Approval shall be timely. |
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| Taxi Loan | |||||
| Taxi Loan is designed specially for Macau taxi owners. The maximum loan amount can be up to 2 million Hong Kong dollars, and the interest rate is P - 1% p.a.. Interested party may apply and inquire at any of our branch/sub-branches. Hotline : (853) 87920164. | |||||
| Share Financing Service | |||||
| Bank of China's Share Financing Service, is designed to increase the flexibility of your investment by providing you a loan of up to 60% of your stock's value. You may also increase your investment potential by buying 100% stocks at the price of only 40%. For detail, please check our Share Financing Percentage List. | |||||
| Subscription of Newly-Issued Stocks Loan | |||||
| In order to catch the first investment opportunity,
we provide subscription of newly-issued stocks loan with preferential interest
rate and low service charges. Hotlines: (853) 28781991.. |
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| Easy Issue Payment "Civil Servant Preferential Scheme" | |||||
| With simple application procedure, this preferential
scheme is especially for Macao Civil Servants. After opening a salary transfer
account in any branch of Bank of China Macau. Furthermore, you can even
enjoy preferential loan interest if applying for overdraft and flexible
loan. The loan amount can be up to 4 times of the applicant's salary amount
or MOP100,000.00. Apply right now. As a customer of "Easy Issue Payment". "Easy Issue Payment" hotlines: (853)87920164. |
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| College Educational Loan | |||||
| If you are a Macao resident and you want to pursue a Diploma, Bachelor, Master or PHD degree from the universities in Macao, Hong Kong, Taiwan or Mainland China, no matter full-time or part time student, you are welcome to apply our loan scheme with high loan amount, long repayment period, preferential loan interest rate, flexible repayment plan and free of service charges. Application procedure is simple and convenient, why not apply now. | |||||