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BOC Easy-Plus Economical Housing Mortgage Loan

BOC Easy-Plus Economical Housing Mortgage Loan ("The Loan"), designed specially for the applicants of Economical Housing, is offered at preferential terms with a range of valued- added banking service privileges, detailed as below:

1. The mortgage requirement for Economical Housing flats:

1.1 Purpose of Loan: For the purchase of economical housing flats by eligible economical housing family for self-use.

1.2 Tenor: Up to 30 years and for applicants of age 65 or under.

1.3 Loan Currency: MOP

1.4 Loan Limit: Up to 90% of purchased price

1.5 Application Documents: Application Form - Property Mortgage & Other Banking Services, the certificate of Economical Housing flats chosen issued by the Housing Bureau, valid personal identity documents of applicants, income proof, bank and financial statements, and other proof of fixed assets.

2. Exclusive Banking Services Package for the applicants of Economical Housing

2.1 Cash vouchers for the purchases of construction materials, furniture and household electronic appliances.

2.2 Special discounts for Fire Insurance.

2.3 No penalty for early partial repayment.

2.4 Pre-approved Decoration Loan at preferential terms.

3. Special offer:

For the peace of mind of you and your family, a special life insurance plan - Mortgage Term Plan, offered in conjunction with a special loan for the premium of the plan, is available.

4. Terms and Conditions:

4.1 All loan applications will be subject to the final approval of Bank of China Macau Branch.

4.2 Bank of China Macau Branch reserves the right to change, suspend or terminate these services and products or amend the terms and conditions at its sole discretion without prior notice.

4.3 In case of any dispute, the decision of Bank of China Macau Branch shall be final.

4.4 In the event of any discrepancy between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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