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BOC Bank Card Fee Schedule

Credit Card

Item Charge
Annual fee (1)
Annual Fee (BOC Multi-currency Wealth Credit Card) Main Card: MOP2,000 per year
Additional Card: MOP1,000 per year
Annual Fee (BOC Multi-currency MyWay/Panda /Charity /Gourmet /Aviation/JNUMAA Credit Card) Main Card:MOP500 per year
Additional Card:MOP250 per year
Oversea Transaction Fee(2) Free
Cash Advance Fee (Over the counter or through ATM) (3) 4% of the cash advance amount (Minimum MOP/RMB30)
Interest Rate (Retail Purchase/Cash Advance) 28.8% per annum (2.4% per month)
Late Charge 5% of the minimum payment overdue (Minimum MOP/RMB10, maximum MOP/RMB80)
Replacement Card Fee MOP100 per card
Sales Slip Retrieval Fee MOP30 per copy
Statement Retrieval Fee MOP30 per copy
Credit Reference Letter Fee MOP200 per copy
Replacement Card Fee (Special request before expiry date) MOP100 per card
Statement Installment Plan Finance Charge 0.3% of the total loan per month
Judicial or Non-Judicial Fee Maximum MOP100,000
    Remarks:
  • 1. Annual Fee can be waived if the main card or additional cards have made 6 or more purchases each individually in the previous year.
  • 2.Handling fees for non-cash purchases may be charged by the merchants, not by Bank of China Macau Branch.
  • 3. Handling fee may be charged on cash advances through ATMs not owned by Bank of China Macau Branch. Please pay attention to messages regarding fees.
  • 4. This fee schedule is only applicable to BOC Multi-Currency Credit Card and subject to change without prior notice.

 

BOC Card

Item Charge
BOC Card Application Fee MOP50. First time application free.
Annual Fee (2) MOP50
Replacement Card Fee MOP50
Cash Withdrawal Fee(Through ATMs in Macau) Free
Cash Withdrawal Fee (Through ATMs (JETCO) outside of Macau) HKD20 per transaction
Cash Withdrawal Fee (Through ATMs (UnionPay) in or outside of Macau) (3) HKD20 per transaction
    Remark:
  • 1. This fee schedule is only applicable to BOC Cards and subject to change without prior notice.
  • 2. Annual fee will be charged from the second year onward. Annual fee for the following year will be waived if payments made with the card reaches a total of $2000 or above in the year.
  • 3. Handling fee may be charged on cash withdrawals through ATMs not owned by Bank of China Macau Branch. Please pay attention to messages regarding fees.

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